{"id":1436,"date":"2026-03-18T13:53:49","date_gmt":"2026-03-18T13:53:49","guid":{"rendered":"https:\/\/www.viz-read.com\/in\/1360-2\/"},"modified":"2026-03-18T13:53:49","modified_gmt":"2026-03-18T13:53:49","slug":"1360-2","status":"publish","type":"post","link":"https:\/\/www.viz-read.com\/in\/1360-2\/","title":{"rendered":"\u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930\u093f\u0902\u0917 \u0915\u093e \u092d\u0935\u093f\u0937\u094d\u092f: \u092e\u093e\u0928\u0935 + \u090f\u0906\u0908"},"content":{"rendered":"<p data-nodeid=\"63590\">\u090f\u0906\u0908 \u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930\u094b\u0902 \u0915\u094b \u0905\u092a\u094d\u0930\u093e\u0938\u0902\u0917\u093f\u0915 \u092c\u0928\u093e \u0926\u0947\u0928\u0947 \u0915\u093e \u0935\u093f\u091a\u093e\u0930 \u090f\u0915 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0932\u0947\u0915\u093f\u0928 \u0905\u0924\u093f\u0936\u092f\u094b\u0915\u094d\u0924\u093f \u0935\u093e\u0932\u093e \u091a\u093f\u0902\u0924\u093e \u0939\u0948\u0964 \u091c\u092c\u0915\u093f \u090f\u0906\u0908 \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u092c\u0926\u0932 \u0930\u0939\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0928\u093f\u0915\u091f \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930\u094b\u0902 \u0915\u094b \u092c\u0926\u0932\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0915\u092e \u0939\u0948\u0964 \u092f\u0939\u093e\u0902 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092a\u094d\u0930\u0935\u0943\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u0914\u0930 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u090f\u0915 \u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0905\u0928\u0941\u092e\u093e\u0928 \u0939\u0948:<\/p>\n<p id=\"ddRqWZR\"><img fetchpriority=\"high\" alt=\"\" class=\"alignnone wp-image-1369 size-large\" decoding=\"async\" fetchpriority=\"high\" height=\"459\" sizes=\"(max-width: 709px) 85vw, (max-width: 909px) 67vw, (max-width: 1362px) 62vw, 840px\" src=\"https:\/\/www.viz-read.com\/wp-content\/uploads\/2026\/03\/img_69b1170f3151a-1024x559.png\" srcset=\"https:\/\/www.viz-read.com\/wp-content\/uploads\/2026\/03\/img_69b1170f3151a-1024x559.png 1024w, https:\/\/www.viz-read.com\/wp-content\/uploads\/2026\/03\/img_69b1170f3151a-300x164.png 300w, https:\/\/www.viz-read.com\/wp-content\/uploads\/2026\/03\/img_69b1170f3151a-768x419.png 768w, https:\/\/www.viz-read.com\/wp-content\/uploads\/2026\/03\/img_69b1170f3151a-1200x655.png 1200w, https:\/\/www.viz-read.com\/wp-content\/uploads\/2026\/03\/img_69b1170f3151a.png 1408w\" width=\"840\"\/><\/p>\n<h3 data-nodeid=\"63591\">1.\u00a0<strong data-nodeid=\"63705\">\u090f\u0906\u0908 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930\u094b\u0902 \u0915\u094b \u092c\u0926\u0932 \u0930\u0939\u0940 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0909\u0928\u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u092c\u0922\u093c\u093e \u0930\u0939\u0940 \u0939\u0948<\/strong><\/h3>\n<p data-nodeid=\"63592\">\u090f\u0906\u0908 \u0909\u092a\u0915\u0930\u0923 \u091c\u0948\u0938\u0947 \u0917\u093f\u091f\u0939\u092c \u0915\u0949\u092a\u093f\u0932\u094b\u091f, \u0905\u092e\u0947\u091c\u093c\u0945\u0928 \u0915\u094b\u0921\u0935\u094d\u0939\u093f\u0938\u094d\u092a\u0930\u0930, \u0914\u0930 \u0917\u0942\u0917\u0932 \u0915\u0947 \u090f\u0906\u0908-\u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u094b\u0921\u093f\u0902\u0917 \u0938\u0939\u093e\u092f\u0915 \u0936\u0915\u094d\u0924\u093f\u0936\u093e\u0932\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u092c\u0928 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0935\u0947 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902:<\/p>\n<ul data-nodeid=\"63593\">\n<li data-nodeid=\"63594\">\n<p data-nodeid=\"63595\">\u0915\u094b\u0921 \u0938\u094d\u0928\u093f\u092a\u0947\u091f\u094d\u0938 \u0915\u094b \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u093e<\/p>\n<\/li>\n<li data-nodeid=\"63596\">\n<p data-nodeid=\"63597\">\u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u0938\u0941\u091d\u093e\u0935 \u0926\u0947\u0928\u093e<\/p>\n<\/li>\n<li data-nodeid=\"63598\">\n<p data-nodeid=\"63599\">\u092c\u0949\u0932\u0930\u092a\u094d\u0932\u0947\u091f \u0915\u094b\u0921 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u0930\u0928\u093e<\/p>\n<\/li>\n<li data-nodeid=\"63600\">\n<p data-nodeid=\"63601\">\u0924\u094d\u0930\u0941\u091f\u093f\u092f\u094b\u0902 \u0915\u0947 \u0928\u093f\u0930\u093e\u0915\u0930\u0923 \u092e\u0947\u0902 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0930\u0928\u093e<\/p>\n<\/li>\n<\/ul>\n<p data-nodeid=\"63602\">\u0907\u0928 \u0909\u092a\u0915\u0930\u0923\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f<strong data-nodeid=\"63716\">\u0909\u0924\u094d\u092a\u093e\u0926\u0915\u0924\u093e \u092c\u0922\u093c\u093e\u0924\u0947 \u0939\u0948\u0902<\/strong>\u2014\u0928\u094c\u0915\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0938\u092e\u093e\u092a\u094d\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u092c \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u092c\u093e\u0930-\u092c\u093e\u0930 \u0915\u094b\u0921\u093f\u0902\u0917 \u0915\u0947 \u092c\u091c\u093e\u092f \u0909\u091a\u094d\u091a \u0938\u094d\u0924\u0930\u0940\u092f \u0921\u093f\u091c\u093e\u0907\u0928, \u0938\u0902\u0930\u091a\u0928\u093e \u0914\u0930 \u0938\u092e\u0938\u094d\u092f\u093e-\u0938\u092e\u093e\u0927\u093e\u0928 \u092a\u0930 \u0905\u0927\u093f\u0915 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<blockquote data-nodeid=\"63603\">\n<p data-nodeid=\"63604\">\ud83d\udd0d\u00a0<strong data-nodeid=\"63722\">\u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915\u0924\u093e \u0915\u0940 \u091c\u093e\u0902\u091a<\/strong>: 2023 \u0915\u0940 \u0938\u094d\u091f\u0948\u0928\u092b\u094b\u0930\u094d\u0921 \u090f\u0906\u0908 \u0907\u0902\u0921\u0947\u0915\u094d\u0938 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u092a\u093e\u092f\u093e \u0917\u092f\u093e \u0915\u093f \u090f\u0906\u0908 \u0909\u092a\u0915\u0930\u0923 \u0921\u0947\u0935\u0932\u092a\u0930\u094d\u0938 \u0915\u094b \u0915\u094b\u0921 \u0932\u093f\u0916\u0928\u0947 \u092e\u0947\u0902 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0914\u0930 \u0915\u092e \u0924\u094d\u0930\u0941\u091f\u093f\u092f\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u092e\u0926\u0926 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u2014\u0932\u0947\u0915\u093f\u0928 \u0909\u0928\u0915\u0947 \u0938\u094d\u0925\u093e\u0928 \u092a\u0930 \u0928\u0939\u0940\u0902 \u0932\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/blockquote>\n<hr data-nodeid=\"63605\"\/>\n<h3 data-nodeid=\"63606\">2.\u00a0<strong data-nodeid=\"63727\">\u0916\u0924\u0930\u0947 \u092e\u0947\u0902 \u0928\u093f\u092f\u0941\u0915\u094d\u0924\u093f \u0938\u092d\u0940 \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930\u093f\u0902\u0917 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902<\/strong><\/h3>\n<p data-nodeid=\"63607\">\u0915\u0941\u091b<strong data-nodeid=\"63733\">\u0938\u093e\u092e\u093e\u0928\u094d\u092f, \u092c\u093e\u0930-\u092c\u093e\u0930 \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u092f<\/strong>\u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0916\u0924\u0930\u0947 \u092e\u0947\u0902 \u0939\u0948\u0902:<\/p>\n<ul data-nodeid=\"63608\">\n<li data-nodeid=\"63609\">\n<p data-nodeid=\"63610\">\u092e\u0942\u0932 \u090f\u0915\u094d\u0930\u0942\u0921 \u0911\u092a\u0930\u0947\u0936\u0928 \u0932\u093f\u0916\u0928\u093e<\/p>\n<\/li>\n<li data-nodeid=\"63611\">\n<p data-nodeid=\"63612\">\u0938\u0930\u0932 \u092a\u0930\u0940\u0915\u094d\u0937\u0923 \u092e\u093e\u092e\u0932\u094b\u0902 \u0915\u093e \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u0930\u0928\u093e<\/p>\n<\/li>\n<li data-nodeid=\"63613\">\n<p data-nodeid=\"63614\">\u0935\u093e\u0915\u094d\u092f \u0930\u091a\u0928\u093e \u0924\u094d\u0930\u0941\u091f\u093f\u092f\u094b\u0902 \u0915\u094b \u0920\u0940\u0915 \u0915\u0930\u0928\u093e<\/p>\n<\/li>\n<li data-nodeid=\"63615\">\n<p data-nodeid=\"63616\">\u0915\u094b\u0921 \u0915\u093e \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u0940\u0915\u0930\u0923 \u0915\u0930\u0928\u093e<\/p>\n<\/li>\n<\/ul>\n<p data-nodeid=\"63617\">\u0907\u0928 \u0915\u093e\u0930\u094d\u092f\u094b\u0902 \u0915\u094b \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0935\u0947 \u0915\u0947\u0935\u0932 \u090f\u0915<strong data-nodeid=\"63743\">\u0939\u093f\u0938\u094d\u0938\u093e<\/strong>\u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e \u0915\u093e \u0939\u0948\u0964<\/p>\n<blockquote data-nodeid=\"63618\">\n<p data-nodeid=\"63619\">\ud83d\udccc\u00a0<strong data-nodeid=\"63751\">\u0905\u0928\u0941\u092e\u093e\u0928<\/strong>: \u092e\u0948\u0915\u093f\u0928\u094d\u0938\u0940 \u090f\u0902\u0921 \u0915\u0902\u092a\u0928\u0940 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, 2030 \u0924\u0915 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0915\u094b\u0921\u093f\u0902\u0917 \u0915\u093e\u0930\u094d\u092f\u094b\u0902 \u0915\u0947 20-30% \u0915\u094b \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/blockquote>\n<hr data-nodeid=\"63620\"\/>\n<h3 data-nodeid=\"63621\">3.\u00a0<strong data-nodeid=\"63756\">\u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930\u094b\u0902 \u0915\u0940 \u092e\u093e\u0902\u0917 \u0905\u092d\u0940 \u092d\u0940 \u092c\u0922\u093c \u0930\u0939\u0940 \u0939\u0948<\/strong><\/h3>\n<p data-nodeid=\"63622\">\u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e \u0915\u0947 \u092a\u094d\u0930\u0917\u0924\u093f \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926, \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930\u094b\u0902 \u0915\u0940 \u092e\u093e\u0902\u0917 \u092e\u091c\u092c\u0942\u0924 \u092c\u0928\u0940 \u0939\u0941\u0908 \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f:<\/p>\n<ul data-nodeid=\"63623\">\n<li data-nodeid=\"63624\">\n<p data-nodeid=\"63625\">\u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0935\u0943\u0926\u094d\u0927\u093f (\u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928, \u0915\u094d\u0932\u093e\u0909\u0921, IoT, \u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e \u0938\u094d\u0935\u092f\u0902)<\/p>\n<\/li>\n<li data-nodeid=\"63626\">\n<p data-nodeid=\"63627\">\u0938\u093e\u0907\u092c\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u090f\u0902<\/p>\n<\/li>\n<li data-nodeid=\"63628\">\n<p data-nodeid=\"63629\">\u092e\u094c\u091c\u0942\u0926\u093e \u092a\u094d\u0930\u0923\u093e\u0932\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e \u0915\u093e \u090f\u0915\u0940\u0915\u0930\u0923<\/p>\n<\/li>\n<li data-nodeid=\"63630\">\n<p data-nodeid=\"63631\">\u0906\u0927\u0941\u0928\u093f\u0915\u0940\u0915\u0930\u0923 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0935\u093e\u0932\u0940 \u092c\u0941\u0922\u093c\u093e\u092a\u0947 \u0915\u0940 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0902\u091a\u093e<\/p>\n<\/li>\n<\/ul>\n<blockquote data-nodeid=\"63632\">\n<p data-nodeid=\"63633\">\ud83d\udcc8\u00a0<strong data-nodeid=\"63771\">\u0905\u092e\u0947\u0930\u093f\u0915\u0940 \u0936\u094d\u0930\u092e \u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940 \u092c\u094d\u092f\u0942\u0930\u094b (2023)<\/strong>: \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0935\u093f\u0915\u093e\u0938\u0915\u0930\u094d\u092e\u0940 \u0915\u0947 \u0930\u094b\u091c\u0917\u093e\u0930 \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0939\u0948\u00a0<strong data-nodeid=\"63772\">2022 \u0938\u0947 2032 \u0924\u0915 25%<\/strong>\u2014\u0914\u0938\u0924 \u0938\u0947 \u092c\u0939\u0941\u0924 \u0924\u0947\u091c\u0940 \u0938\u0947\u0964<\/p>\n<\/blockquote>\n<hr data-nodeid=\"63634\"\/>\n<h3 data-nodeid=\"63635\">4.\u00a0<strong data-nodeid=\"63777\">\u0928\u090f \u092d\u0942\u092e\u093f\u0915\u093e\u090f\u0902 \u0909\u092d\u0930 \u0930\u0939\u0940 \u0939\u0948\u0902<\/strong><\/h3>\n<p data-nodeid=\"63636\">\u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e \u0915\u0947\u0935\u0932 \u0930\u094b\u091c\u0917\u093e\u0930 \u0928\u0939\u0940\u0902 \u0928\u0937\u094d\u091f \u0915\u0930 \u0930\u0939\u0940 \u0939\u0948\u2014\u092f\u0939 \u0928\u090f \u0930\u094b\u091c\u0917\u093e\u0930 \u092d\u0940 \u092c\u0928\u093e \u0930\u0939\u0940 \u0939\u0948:<\/p>\n<ul data-nodeid=\"63637\">\n<li data-nodeid=\"63638\">\n<p data-nodeid=\"63639\">\u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e\/\u092e\u0936\u0940\u0928 \u0932\u0930\u094d\u0928\u093f\u0902\u0917 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930<\/p>\n<\/li>\n<li data-nodeid=\"63640\">\n<p data-nodeid=\"63641\">\u092a\u094d\u0930\u0949\u092e\u094d\u092a\u094d\u091f \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 (\u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e \u092a\u094d\u0930\u0923\u093e\u0932\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f)<\/p>\n<\/li>\n<li data-nodeid=\"63642\">\n<p data-nodeid=\"63643\">\u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e \u0928\u0948\u0924\u093f\u0915\u0924\u093e \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e<\/p>\n<\/li>\n<li data-nodeid=\"63644\">\n<p data-nodeid=\"63645\">\u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u090f\u0915\u0940\u0915\u0930\u0923\u0915\u0930\u094d\u0924\u093e<\/p>\n<\/li>\n<li data-nodeid=\"63646\">\n<p data-nodeid=\"63647\">\u092e\u093e\u0928\u0935-\u0915\u0947-\u091a\u0915\u094d\u0915\u0930 \u092e\u0947\u0902-\u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0921\u093f\u091c\u093e\u0907\u0928\u0930<\/p>\n<\/li>\n<\/ul>\n<p data-nodeid=\"63648\">\u0935\u0947 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u091c\u094b \u0905\u092a\u0928\u0947 \u0906\u092a \u0915\u094b \u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e \u0915\u0947 \u0938\u093e\u0925 \u0915\u093e\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0922\u093e\u0932\u0947\u0902\u0917\u0947, \u0909\u091a\u094d\u091a \u092e\u093e\u0902\u0917 \u092e\u0947\u0902 \u0930\u0939\u0947\u0902\u0917\u0947\u0964<\/p>\n<hr data-nodeid=\"63649\"\/>\n<h3 data-nodeid=\"63650\">5.\u00a0<strong data-nodeid=\"63789\">\u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u091c\u094b\u0916\u093f\u092e: \u0905\u0915\u094d\u0937\u092e\u0924\u093e, \u0928 \u0915\u093f \u0938\u094d\u0935\u091a\u093e\u0932\u0928<\/strong><\/h3>\n<p data-nodeid=\"63651\">\u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0916\u0924\u0930\u093e \u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e \u0930\u094b\u091c\u0917\u093e\u0930 \u0932\u0947 \u091c\u093e\u0928\u093e \u0928\u0939\u0940\u0902 \u0939\u0948\u2014\u092f\u0939 \u0939\u0948\u00a0<strong data-nodeid=\"63795\">\u0935\u0947 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u091c\u094b \u0905\u092a\u0928\u0947 \u0906\u092a \u0915\u094b \u0922\u093e\u0932\u0928\u0947 \u092e\u0947\u0902 \u0905\u0938\u092b\u0932 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902<\/strong>\u0935\u0947 \u0932\u094b\u0917 \u091c\u094b \u0915\u0947\u0935\u0932 \u092e\u0942\u0932 \u090f\u0935\u0902 \u0915\u094b\u0921\u093f\u0902\u0917 \u0915\u094c\u0936\u0932 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0939\u0948\u0902 \u092c\u093f\u0928\u093e \u0906\u0930\u094d\u0915\u093f\u091f\u0947\u0915\u094d\u091a\u0930, \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0921\u093f\u091c\u093e\u0907\u0928 \u092f\u093e \u0938\u092e\u0938\u094d\u092f\u093e-\u0938\u092e\u093e\u0927\u093e\u0928 \u0915\u0940 \u0938\u092e\u091d \u0915\u0947, \u0905\u092a\u0928\u0947 \u0930\u094b\u091c\u0917\u093e\u0930 \u0915\u094b \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u092e\u0947\u0902 \u0915\u0920\u093f\u0928\u093e\u0908 \u092e\u0939\u0938\u0942\u0938 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<blockquote data-nodeid=\"63652\">\n<p data-nodeid=\"63653\">\u2705\u00a0<strong data-nodeid=\"63801\">\u091c\u0940\u0935\u093f\u0924 \u0930\u0939\u0928\u0947 \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f<\/strong>: \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930\u0947\u0902:<\/p>\n<ul data-nodeid=\"63654\">\n<li data-nodeid=\"63655\">\n<p data-nodeid=\"63656\">\u0938\u092e\u0938\u094d\u092f\u093e-\u0938\u092e\u093e\u0927\u093e\u0928 \u0914\u0930 \u0906\u0932\u094b\u091a\u0928\u093e\u0924\u094d\u092e\u0915 \u0938\u094b\u091a<\/p>\n<\/li>\n<li data-nodeid=\"63657\">\n<p data-nodeid=\"63658\">\u0938\u093f\u0938\u094d\u091f\u092e \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0914\u0930 \u0938\u0902\u0930\u091a\u0928\u093e<\/p>\n<\/li>\n<li data-nodeid=\"63659\">\n<p data-nodeid=\"63660\">\u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u0924\u093e (\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0935\u093f\u0924\u094d\u0924, \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0947\u0935\u093e)<\/p>\n<\/li>\n<li data-nodeid=\"63661\">\n<p data-nodeid=\"63662\">\u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u090f\u0906\u0908 \u0909\u092a\u0915\u0930\u0923\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e<\/p>\n<\/li>\n<\/ul>\n<\/blockquote>\n<hr data-nodeid=\"63663\"\/>\n<h3 data-nodeid=\"63664\">\u0905\u0902\u0924\u093f\u092e \u0905\u0928\u0941\u092e\u093e\u0928 (2025\u20132035):<\/h3>\n<table data-nodeid=\"63666\">\n<thead data-nodeid=\"63667\">\n<tr data-nodeid=\"63668\">\n<th data-nodeid=\"63670\">\u092a\u0930\u093f\u0923\u093e\u092e<\/th>\n<th data-nodeid=\"63671\">\u0938\u0902\u092d\u093e\u0935\u0928\u093e<\/th>\n<\/tr>\n<\/thead>\n<tbody data-nodeid=\"63674\">\n<tr data-nodeid=\"63675\">\n<td data-nodeid=\"63676\">\u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u0905\u092a\u094d\u0930\u093e\u0938\u0902\u0917\u093f\u0915 \u0939\u094b \u091c\u093e\u0924\u0947 \u0939\u0948\u0902<\/td>\n<td data-nodeid=\"63677\">\u274c \u092c\u0939\u0941\u0924 \u0915\u092e (5% \u0938\u0947 \u0915\u092e)<\/td>\n<\/tr>\n<tr data-nodeid=\"63678\">\n<td data-nodeid=\"63679\">\u092c\u0939\u0941\u0924 \u0938\u0947 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u0905\u092a\u0928\u0947 \u0928\u093f\u092f\u092e\u093f\u0924 \u0915\u093e\u0930\u094d\u092f\u094b\u0902 \u0915\u094b \u090f\u0906\u0908 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0916\u094b \u0926\u0947\u0924\u0947 \u0939\u0948\u0902<\/td>\n<td data-nodeid=\"63680\">\u2705 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 (20\u201330%)<\/td>\n<\/tr>\n<tr data-nodeid=\"63681\">\n<td data-nodeid=\"63682\">\u0915\u0941\u0936\u0932 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930\u094b\u0902 \u0915\u0940 \u092e\u093e\u0902\u0917 \u092c\u0922\u093c\u0924\u0940 \u0939\u0948<\/td>\n<td data-nodeid=\"63683\">\u2705 \u092c\u0939\u0941\u0924 \u0938\u0902\u092d\u093e\u0935\u093f\u0924<\/td>\n<\/tr>\n<tr data-nodeid=\"63684\">\n<td data-nodeid=\"63685\">\u0928\u090f \u090f\u0906\u0908-\u0938\u092e\u0930\u094d\u0925\u093f\u0924 \u092a\u0926 \u0909\u092d\u0930\u0924\u0947 \u0939\u0948\u0902<\/td>\n<td data-nodeid=\"63686\">\u2705 \u092c\u0939\u0941\u0924 \u0938\u0902\u092d\u093e\u0935\u093f\u0924<\/td>\n<\/tr>\n<tr data-nodeid=\"63687\">\n<td data-nodeid=\"63688\">\u0935\u0947 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u091c\u094b \u0905\u0928\u0941\u0915\u0942\u0932\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0935\u0947 \u0938\u092b\u0932 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902<\/td>\n<td data-nodeid=\"63689\">\u2705 \u092c\u0939\u0941\u0924 \u0905\u0927\u093f\u0915 \u0938\u0902\u092d\u093e\u0935\u093f\u0924<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr data-nodeid=\"63690\"\/>\n<h3 data-nodeid=\"63691\">\u0905\u0902\u0924\u093f\u092e \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937:<\/h3>\n<blockquote data-nodeid=\"63692\">\n<p data-nodeid=\"63693\"><strong data-nodeid=\"63827\">\u090f\u0906\u0908 \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930\u094b\u0902 \u0915\u094b \u0928\u0939\u0940\u0902 \u092c\u0926\u0932\u0947\u0917\u093e \u2014 \u0932\u0947\u0915\u093f\u0928 \u090f\u0906\u0908 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u0909\u0928\u094d\u0939\u0947\u0902 \u092c\u0926\u0932 \u0926\u0947\u0902\u0917\u0947 \u091c\u094b \u0907\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947\u0964<\/strong><\/p>\n<\/blockquote>\n<p data-nodeid=\"63694\">\u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0928\u0941\u0937\u094d\u092f \u092c\u0928\u093e\u092e \u090f\u0906\u0908 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u092f\u0939 \u0939\u0948\u00a0<strong data-nodeid=\"63833\">\u092e\u0928\u0941\u0937\u094d\u092f + \u090f\u0906\u0908<\/strong>\u00a0\u090f\u0915 \u0938\u093e\u0925 \u092e\u093f\u0932\u0915\u0930 \u092c\u0947\u0939\u0924\u0930 \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f\u0964<\/p>\n<p class=\"\" data-nodeid=\"63695\">\ud83d\udca1\u00a0<strong data-nodeid=\"63839\">\u0938\u0932\u093e\u0939<\/strong>: \u090f\u0906\u0908 \u0909\u092a\u0915\u0930\u0923\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e \u0938\u0940\u0916\u0947\u0902, \u0909\u091a\u094d\u091a \u0938\u094d\u0924\u0930\u0940\u092f \u0938\u094b\u091a \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930\u0947\u0902, \u0914\u0930 \u0928\u093f\u0930\u0902\u0924\u0930 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